2025 Pension reform strengthens public finances
The 2025 pension reform in Finland introduces significant changes aimed at ensuring the financial sustainability of the country's earnings-related pension system. Pensions will continue to accrue as usual, and age limits remain unchanged, but investors in pension assets can now expect better investment returns.
From 2030, an inflation stabiliser will be introduced to limit the growth of earnings-related pensions. While these measures are designed to strengthen the pension system, questions remain about their adequacy and whether clearer rules are needed to manage investment risks.
For more detailed information, read the latest English Summary (Tyoelake 1:2025) published on 17 March 2025. This summary also discusses intergenerational fairness of the reform and highlights the increasing prevalence of careers spanning more than 40 years.
Read the digital English Summary (p. 31)
