Topical issues

Earnings-related pension accrues differently at different ages because earnings generally increase as people get older. On average, a person in their fifties accrues around twice as much earnings-related pension in a year as a 25-year-old. Your pension record shows how much pension you have accrued and helps you understand what your future pension may be. The amount of your pension depends on your earnings and the length of your working life.

Around 90 per cent of people who have claimed a partial old-age pension are satisfied with their choice. The most common reasons for claiming the pension are its financial profitability and the claimants’ uncertainty about their health and remaining life expectancy. In the first large-scale survey of its kind, the Finnish Centre for Pensions examined the experiences of people who had claimed a partial old-age pension.

Population ageing and changing labour markets are putting increasing pressure on pension systems across Europe and beyond. In response, many countries have moved towards multi-pillar pension systems with an increasing role for funded pension schemes. Welcome to the seminar on Thursday, 10 September 2026, from 13:30 to 15:30 (CEST) / 14:30 to 16:30 (EEST) at the Finnish Centre for Pensions, Kalasatama, Helsinki. The seminar will be in English, and you can also participate via Teams.

The financing outlook for earnings-related pensions has improved following Finland’s pension reform. At the same time, the future contribution rate under the Employees Pensions Act (TyEL) has become more uncertain, according to the Finnish Centre for Pensions’ new long-term projections.

Two thirds of Finns oppose cuts to current or future pensions as a way to improve pension funding. Half of respondents to the Finnish Centre for Pensions’ most recent Pension Barometer say they trust the pension system.

This year’s recipient of the Finnish Centre for Pensions’ Pro Gradu Award is Zamzam Elmi, a Master of Social Sciences graduate. Elmi’s Master’s thesis examines how pension insurance professionals view the potential use of artificial intelligence (AI) in the assessment of disability pensions in Finland. Each year, the Finnish Centre for Pensions awards the prize to an outstanding Master’s thesis on a pension-related topic.

For many people, a monthly pension of around €900 makes everyday life easier. The partial old-age pension also allows people to reduce their working hours in the final years of their career without a major drop in income.

Työeläke.fi now helps users to find the right information more easily than ever. The new visual features make the content easier to scan quickly, support navigation around the site and, above all, make information about earnings-related pensions easier to understand. Services that require identification, as well as the calculators, remain unchanged.

The Finnish Centre for Pensions received recognition in the European Labour Authority’s (ELA) competition. The award was given for the Finnish Centre for Pensions’ website and service, which simplify the process of determining social insurance contributions in cross-border employment.

Platform workers in Finland have a lower average annual income than people who do not engage in platform work, new research indicates. Platform workers’ income and sources of income also vary more than in the rest of the population. They transition more frequently than others between wage employment, self-employment, studies and unemployment.