Pension Applications Forwarded Abroad
More than half of the claims for pensions from abroad were forwarded to Sweden
In 2023, the Finnish Centre for Pensions sent a total of 5,309 pension claims abroad.
When people who reside in Finland claim a pension from an EU/EEA country, the UK, Switzerland or a country with which Finland has signed a social security agreement, the Finnish Centre for Pensions forwards the claim abroad.
The majority (53 %) was sent to Sweden (2,808 claims). Estonia received the second highest number (974) of pension claims from Finland. This equalled 18 per cent of all pension claims sent abroad. The third highest number of claims was sent to Norway (387 claims or 7%) and the fourth to Germany (254 claims or 5%).
The remaining claims were sent mainly to the UK (135 claims), Switzerland (77 claims), Spain (72 claims) France (70 claims), the US (63 claims) and Netherlands (53 claims). Other EU/EEA countries and countries with which Finland has a social security agreement received a total of 416 pension claims.
| Total | 5,309 |
| Coutry | Application |
|---|---|
| 1. Sweden | 2,808 |
| 2. Estonia | 974 |
| 3. Norway | 387 |
| 4. Germany | 254 |
| 5. UK | 135 |
| 6. Switzerland | 77 |
| 7. Spain | 72 |
| 8. France | 70 |
| 9. USA | 63 |
| 10. Netherlands | 53 |
| 11. Danmark | 49 |
| 12. Italy | 46 |
| 13. Poland | 33 |
| 14. Latvia | 29 |
| 15. Belgium | 29 |
| 16. Greece | 27 |
| 17. Lithuania | 21 |
| 18. Romania | 20 |
| 19. Austria | 19 |
| 20. Hungary | 19 |
| 21. Bulgaria | 18 |
| 22. Canada | 15 |
| 23. Croatia | 15 |
| 24. Luxembourg | 15 |
| 25. Ireland | 14 |
| 26. Portugal | 11 |
| 27. Australia | 7 |
| 28. Iceland | 6 |
| 29. Cyprus | 5 |
| 30. Japan | 4 |
| 31. Israel | 3 |
| 32. Slovakia | 3 |
| 33. Malta | 2 |
| 34. Czech Republic | 2 |
| Others* | 4 |
*) Others include countries to which only one claim has been forwarded in 2023.
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Roughly 1,700 pension claims less were sent abroad by the Finnish Centre for Pensions in 2023 compared to in 2022. The number of pension claims sent abroad has taken a downward turn for several years. However, in 2022, the volume increased by 1,300 claims compared to 2021. The exceptionally high increase of the earnings-related pension index encouraged people to claim pensions particularly towards the end of 2022, which was also reflected in the number of pension claims sent abroad.
The number of pension claims sent abroad by the Finnish Centre for Pensions is expected to continue to decline over the next two years. After that, the number is expected to stabilize and remain at the same level for several years.
The main projected decline relates to claims sent to Sweden. Many of the baby boomers worked in Sweden in the 1960s and 1970s. Most of them have already retired.