Pension system in Finland
Pension insurance in Finland in 2022
![](https://www.etk.fi/wp-content/uploads/2024/01/elsuomessaenavain-1024x662.png)
Earnings-related pension, national pension and guarantee pension in 2024
![](https://www.etk.fi/wp-content/uploads/2024/05/image-6.png)
In the graph, the earnings-related pension is 50 per cent of the wage and the pension recipient is living in a single household. The average municipal tax rate (7.46 %) is used.
Earnings-related pension, national pension, guarantee pension and housing allowance in 2024
![](https://www.etk.fi/wp-content/uploads/2024/05/image-3.png)
In the graph, the earnings-related pension is 50 per cent of the wage and the pension recipient is living in a single household. The average municipal tax rate (7.46 %) is used. The housing allowance has been calculated under the assumption that the monthly housing expenses are 595 euros (estimated average housing expenses in 2024).
Social security insurance in 2022
![](https://www.etk.fi/wp-content/uploads/2024/01/sosvaken-1-1024x500.png)
Parties to the Pension Scheme
![](https://www.etk.fi/wp-content/uploads/2024/06/execution-in-earnings-related-pension-system-24-1024x664.png)