The Finnish Centre for Pensions (ETK) has published new guidelines on Finnish social insurance contributions in several languages. A new addition are the guidelines in Spanish.
The question of how much pension one gets for one’s contributions is often raised in the Finnish pension debate. The new country comparison in a recent analysis by the Finnish Centre for Pensions provides one way of examining the relationship between statutory pension contributions and old-age pensions. According to the comparison, the lowest old-age pension is about half of the contribution, while the highest old-age pension is almost one and a half times the contribution.
The Sections “Working abroad” and “Pensions from abroad” on the Etk.fi website have been updated. The idea behind the update was to make the web pages clearer and to help people apply for the A1 certificate and pensions from abroad.
The Finnish Centre for Pensions produces independent research data on how the earnings-related pension system works, the impacts of pension reforms and how the pension system is achieving its objectives. In 2025–2029, our research focuses on four key areas: working careers, transition to retirement, pension adequacy, and the financial sustainability of the pension system.
The assets of the Finnish earnings-related pension system increased by about 20 billion euros in 2024. The growth is due to investment returns. Insurance contribution income increased by more than half a billion euros.
The number of Finns retiring on disability pensions each year has remained relatively stable throughout the 2020s. In 2024, this number saw a slight decrease, marking the lowest in statistical history. These figures come from the latest statistics by the Finnish Centre for Pensions.
The first ETK Pension Research Forum delves into pension reforms, their impact and the issues that need to be addressed in future reforms. Welcome to the webinar on Monday 17 March 2025 at 13:00–15:00 (CET). The webinar is in English.
The number of applications for A1 certificates to Spain increased in 2024. The popularity of remote working abroad is one of the reasons for this growth. Self-employed persons are also applying for A1 certificates more than before.
A room full of experts gathered in Helsinki on 31 January 2025 to tackle issues of social security coordination and free movement of workers.
The short booklets “The ABCs of pensions for employees” and “The ABCs of pensions for the self-employed” have been updated. The online and printable two-page booklets provide key facts about earnings-related pensions for employees and the self-employed and are published by the Finnish Centre for Pensions. The figures are in 2025 prices.
Finnish Centre for Pensions – Central body of and expert on statutory earnings-related pensions