Pensions under the loop

European pensioners get the main part of their income from pensions, but also from work, capital, and other social benefits than pensions. Our recent study shows that the perceived income adequacy depends not only on the amount but also on the source of income.

Working life is constantly changing. This has consequences for pensions as well. In Finland, the good news is that employment rates have been rising, careers have been relatively stable and various non-standard forms of employment are covered by the pension system. The challenge is to anticipate developments in the labour market that affect the economic and social sustainability of the pension system in the longer run.